First Time Buyer

There is once-in-a-lifetime opportunity for first time home buyers in Minnesota!

Buy Your New Home Today for Cheaper Than You Can Rent!

The Life of a First Time Homebuyer

Everything is right for first time home buyers in Minnesota right now and American Mortgage and Equity Consultants is more than happy to walk you through the entire loan process.

Being a part of your first home buying experience and knowing that we did everything possible to make it go as smoothly as possible is one of our true joys.

We're here to help you succeed!

Why Buy a Home Today?

If you are a first time home buyer there is a unique opportunity right now for purchasing your new home instead of renting. Not only are interest rates historically low, but there are also other benefits:

· $8,000 Tax Credit: The government will cut you a check for $8,000 or 10% of the sales price, whichever is less, if you qualify for the First Time Home Buyer Tax Credit. Click here for more information on the $8,000 TAX CREDIT. (Not Available at this time)

·
100% Financing: You can still buy a home in Minnesota with Zero Down by using a program called USDA Rural Development or USDA Home Loans. Click here for more information on this No Money Down Loan.

FHA Mortgage: An FHA Home Loan has a low 30 year fixed rate and allows you to use a gift from a family member for your 3.5% down payment. Click Here for more information on our Minnesota FHA Mortgage

Minnesota Real Estate is on sale! Minnesota home prices are at a 10 year low and coupled with some of the lowest Minnesota mortgage rates we have seen in years your payment will be cheaper than rent. Click Here to search 1.000's of Minnesota homes using our Free Minnesota Home Search.

Rent vs. Own: Use our Free Mortgage Calculator to compare your new mortgage payment to the amount of rent you pay now. If your new mortgage payment it will only make sense to purchase your new home. Stop throwing your money out the window and click here to use our free Minnesota Mortgage Calculator!

Who is American Mortgage and Equity Consultants?

American Mortgage and Equity Consultants, Inc is a Direct Minnesota Mortgage Lender located in the St. Paul Minneapolis area, who has been in business since 1998. The best way for you to learn about us, is to have our past clients tell you about us themselves.

Click here to see what are past clients have said about: American Mortgage and Equity Consultants, Inc

Please call us today at 651-698-2801 if we can answer any of your questions or concerns and you can also use our Ask an Expert service and one of our Minnesota Loan Officers will be happy to help you.

Make it a great day and we look forward to speaking with you!

The American Mortgage and Equity Consultants Team!